Risk Management Strategy of Sharia Microfinance Institutions Challenges, Innovation, and Sustainability in the Era of Digital Disruption. Al Wajiz: Journal of Sharia and Economics Studies, [S. l.], v. 1, n. 1, p. 13–20, 2026. DOI: 10.65887/alwajiz.v1i1.2. Disponível em: https://ejournal.mahadalysunandrajat.ac.id/index.php/alwajiz/article/view/2. Acesso em: 22 oct. 2026.